The Average Person Will Have An Auto Accident Every Seven Years - How About You? 

Auto Accident Prevention

An auto accident, whether major or minor, is a traumatic affair. While it is our hope and belief that you would not be involved in anything as traumatic as an auto accident, we hope this list will be of use to you if you ever find yourself in such an unfortunate circumstance.

More than instructions to follow, these are guidelines of what needs to be done.ave you ever been in an auto accident? This is no joke, people. The sad reality is that the majority of us will cause or be involved in an auto accident at some point in our lives.

The statistics actually say that every seven years is common. That's right; every seven years you may be involved in another auto accident. Now, this doesn't mean you will for sure.

These are only statistics, folks. In addition, it's impossible to say what kind of accident you may be in. The truth is it could be a minor fender bender, or it could be much worse. The trick to avoiding auto accidents is safety and knowledge. How safe do you drive?

Are you one of those rule-abiding drivers, or are you one of those annoying individuals who are always in a hurry to get somewhere? This is something you may want to consider the next time you climb behind the wheel. It may make the difference in avoiding an auto accident.

I can remember the first time I was in an auto accident. I was 17 years old and out in my first car. It was a 78 Fiat Spyder. I loved that thing. It may have been old, but it was a blast to cruise around in with the top down.

Anyway, I was out at the local mall with my best friend, and then it happened. I was waiting at a stop light and a few girls in the convertible next to us distracted me with some odd gestures.

Suddenly I was in a fender bender, in the middle of the intersection. What an idiot, I know! Oh well, we do some pretty stupid stuff when we're 17. Luckily this was an auto accident that everyone walked away from without a scratch.

 Now, the key here involved my insurance. Do you have good auto insurance?

Well, if your answer is no, then I suggest you re-think this. If you are ever in an automobile accident and it is your fault, you will need a good coverage plan to fix your car, not to mention the other fellow's ride.

What To Do In Case Of An Auto Accident

The State Bar of California has its own tips on what to do and then you can read the rest of this article. This site answers questions such as ...

"If I have an auto accident, do I have to stop?

What should I do if someone is injured?

How can I get help?

What information should I gather at the accident scene?

If I think the accident was my fault, should I say so?

What if I get a ticket?

Do I need auto insurance?

Should I get a physical checkup after the accident?

Do I have to report the accident?

Who pays if I'm injured or my car is damaged?

What should I do if the other driver does not have insurance?

What if someone sues me?

What if I want to make a claim for my injuries?

How can I find a lawyer to represent me? "

First and foremost, don’t panic. Most auto accidents are abrupt, fast events. Hence it is not easy not to panic.

But by panicking, you may onlyincrease the chance of hurting yourself or another person due to a lack of clarity. Especially during an auto accident or immediately after, you need to be in the right frame of mind to deal with the repercussions. So panic is a no-no.

Next, check to see if you and your co-passengers are alright. Check not only for injuries (whether superficial or deep) but also for trauma (both physical and emotional).

Because an auto accident is a highly traumatic event, you and your co-passengers may suffer varying degrees of trauma. Identifying the trauma and informing the medical professionals in advance may very well save a life. So check thoroughly.

It might also be a good idea to step out of your vehicle to check the extent of damage. Calmly examine the damage caused to both your vehicle and the other vehicle.

Although it is difficult to rein your emotions in, try to stay calm and evaluate the damage. As most cell phones nowadays come with in-built cameras, try and capture a photograph of the damage on the spot. This will prove to be useful at a later stage.

Check on the driver and passengers of the other vehicle. Don’t confront them and make the entire episode a blame game. Treat each other with calmness and respect and wait for the authorities to arrive at the scene. While waiting, you can both examine the damage suffered and reach a consensus.

Explain What Happend During The Car Accident

When the police arrives at the scene of the auto accident, calmly and in a composed manner, explain what happened. Do limit your statement to facts alone, as any blame or fault discussions at this stage will not lead to an accurate representation of the facts.

Even if it is a minor auto accident, ask to file an on the spot report. Do not leave the scene of the auto accident until the report has been filed.

Before the police and the other party disperse from the scene of the auto accident, do remember to get all the necessary details from them.

Collect all the names, numbers, report details and other such critical details when most of the people are present at the scene of the auto accident. These will not only help you in filing your insurance claim, but will also be useful in cases where follow-up with the affected party is required.

Finally, call your insurance agent and wait at the scene of the auto accident till the agent arrives. If possible, also get the other affected person to wait in order that your insurance agent can examine all the parties on the scene of the auto accident. This preliminary information will o a long way in determining the extent of insurance claim you can make.

If you've never been in an auto accident, then consider yourself lucky; so far anyway. However, just to be safe, you should be sure to have a good back-up plan. What does your car insurance cover?

Maybe you need to get online today and take a gander at a few quotes. There are a variety of car insurance providers in cyberspace vying for your attention. It's better to be safe than sorry, because you never know when that next auto accident may occur.